New Loan Program from Guild Mortgage-Please Read

Dated: 10/18/2018

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If you have first-time homebuyers looking for an affordable loan option, consider Guild’s exclusive 3-2-1 Home program. With just 3% down from your buyer, Guild is offering a $2,000 gift card to The Home Depot ® and a $1,500 grant they can use toward closing. We want to help your client into their new home.

Here’s how the program works:


  • Your buyer brings a 3% down payment
  • We gift them a $2,000 The Home Depot ® gift card
  • We give them $1,500 grant toward their down payment or closing costs

How can they use a $2,000 The Home Depot Gift ® Card?

  • Update their home with any products or services
  • Create a space to make their own

Eligibility & requirements*

  • First-time homebuyers only
  • Down payment funds can be gifted to the borrower
  • Must fall within income limits
  • Credit score as low as 620
  • Maximum loan limits of $453,100
  • Homebuyer education required

Guild Mortgage is not affiliated with The Home Depot. The Home Depot is not a sponsor of this promotion. The Home Depot is a registered trademark of Home Depot Product Authority, LLC. All rights reserved.

All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

*Must not have owned property for the previous three years and meet other first-time homebuyer qualifications. No income limit for properties in low-income census tracts. Payment subject to maximum allowable lender credit and minimum contribution requirements. Some loans require a minimum cash investment by the borrower, which may limit the amount of any lender credits or payments by Guild under the offer. Conforming loan limit in Alaska and Hawaii is $679,650.

Want to know more? Let’s talk today.

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Susan Bermudez

Originally from Arizona, I moved to Oregon 4 years ago with my family. I'm part of one of the strongest and most progressive networks of professional agents in the area. My attention to detail, commun....

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